I knew at an early age that I wanted to own my own business at one point.

I put myself through college working in restaurants and after 12 years in the industry, I realized the lifestyle was terrible. I got my professional career started in the mortgage industry. I quickly became a top producer within the company, consistently ranking in the top 10 out of 500+ loan officers. In 2007, I left the large company, taking five employees with me and started my own mortgage company. We grew to 35 loan officers and 15-20 operations/support staff. Along the way, I built some spec homes and owned three Wingstop franchises in metro Atlanta. 

In 2013, I bought a golf cart company that was doing roughly $900k/year in revenue and grew it just shy of $2.5mm in revenue in 2019. On March 6th, 2020, the game of musical chairs came to an end and I didn't have a place to sit. With almost 90% of my revenue coming from rentals to the festival and event industry, I had every event cancel on me for the next four months. Knowing that the industry wasn't going to rebound quickly, I reached out to my landlord for help on the rent. With a 20,000 sq. ft. space, my rent was $15.5k/month. The landlord wasn't willing to help. As a result, I had to bankrupt the company and file for personal bankruptcy as well, because I was the personal guarantor of several different credit facilities.

Fast forward to now, I'm a business consultant working with business owners to help build and establish their corporate credit, so they can get access to capital without any personal guarantees, separating their personal assets from the business. If I had known that corporate credit existed in 2013, my golf cart company would still be in business.

I believe in my heart that small to medium sized businesses are the heartbeat of the American economy. Unfortunately, there's plenty of business owners that have a great product or service that they're bringing to the marketplace, but they have no clue how to run a business and end up going out of business. I hate to see that happen and that's where I come in to help them make smart, strategic financial decisions for their business to fuel growth by implementing a handful of services that they can take advantage of to help their business thrive.